Cyber Security Awareness Month: Protecting Your Digital Life from Fraudsters
Synopsis:
Mohit Yadav, a cybersecurity expert, provided essential advice to safeguard against the increasing number of cyber hazards in an exclusive interview with Surabhi Gupta of ETV Bharat.
New Delhi: With the world becoming progressively digital, October has been proclaimed National Cybersecurity Awareness Month. This program seeks to equip individuals and companies with the information required to safeguard themselves against an increasing spectrum of cyber dangers. In a private conversation with ETV Bharat, cybersecurity specialist Mohit Yadav provided essential insights and pragmatic advice on maintaining online safety, underscoring the necessity of continuous monitoring year-round.
The Mass of Cyber Threats
Yadav initiated the discourse by elucidating the dynamic nature of cyber threats. Daily, hackers and scammers devise innovative strategies to abuse humans. He stated, “One of the most concerning strategies is what we refer to as ‘digital arrest.'” Fraudsters utilize psychological strategies to instill a sense of urgency, frequently impersonating law enforcement officials.
Yadav clarified that a scammer might contact a victim, asserting that a family member is entangled in a grave legal matter, such as a drug case. Under duress, the victim may disclose confidential information, such as their Aadhaar number, which the perpetrator subsequently exploits to perpetrate fraud.
This method of psychological manipulation can result in severe repercussions, including monetary loss and mental turmoil. Yadav observed that this method is especially potent as it exploits fear and hurry to compel victims to acquiesce.
Common Scams to Monitor
Yadav emphasized numerous widespread scams that are presently in circulation. A prevalent tactic entails fraudsters impersonating officials from telecommunications firms, asserting that the victim’s phone number is associated with illicit activities. “These fraudsters instill a sense of urgency, informing the victim that their number will be deactivated unless they install a particular application,” Yadav said. This application frequently harbors malware intended to expropriate personal and financial information.
A burgeoning scam pertains to counterfeit social media engagements. Fraudsters may engage with prospective victims on platforms such as Facebook, resulting in recorded video conversations. “These scammers subsequently manipulate recorded videos containing explicit content and threaten to disseminate them unless a ransom is remitted,” Yadav elucidated. “Recently, a senior executive incurred a loss exceeding one crore rupees in a comparable situation.”
Comprehending Phishing
Phishing schemes continue to be among the most prevalent cyber dangers. Yadav stated, “Phishing generally entails fraudulent emails that entice victims with offers of rewards or urgent account issues necessitating a prompt response.” He underscored the significance of prudence when addressing unwanted emails.
Do not click on links or disclose personal information in response to such emails. “Always examine the email address meticulously,” he said. Yadav noted that fraudsters frequently utilize email addresses that seem authentic at first glance, yet contain slight misspellings. For instance, you may receive an email claiming to be from ‘Delhi Police,’ but upon closer inspection, the spelling is slightly incorrect. Consistently authenticate the origin.
Password Protection with Two-Step Verification
Yadav emphasized that password security is essential for safeguarding oneself online. “A robust password must consist of a minimum of eight characters, incorporating both uppercase and lowercase letters, numerals, and special symbols,” he stated. Furthermore, avoid utilizing identical passwords for many accounts. If a single account is breached, others will be endangered.
Yadav advocated for the implementation of two-factor authentication (2FA) to bolster security whenever feasible. This enhances security by necessitating an additional verification method, typically a one-time password transmitted to your mobile device. He elucidated that possession of your password alone does not grant access to your account without the additional authentication element.
Ensuring Safe Navigation of Social Media
Yadav emphasized the significance of privacy settings and prudent sharing as social media increasingly governs online interactions. Consistently verify your connections and confirm that your account settings are configured to private. “Exercise caution regarding the information you share online,” he urged.
Any publicly published information can be misused, and once it is online, it is challenging to eradicate. “For example, disclosing familial connections publicly may enable scammers to fabricate persuasive deceptions,” he cautioned.
The Dangers of Public Wi-Fi
Yadav advised caution regarding the utilization of public Wi-Fi networks. Public hotspots may serve as a fertile environment for scammers. Numerous individuals establish rogue networks that replicate authentic ones, such as ‘Free Airport Wi-Fi,'” he stated. “Connecting to these networks may inadvertently expose sensitive information to attackers.”
He advised users to refrain from conducting financial transactions and engaging in sensitive activity over public Wi-Fi. “If you must utilize public Wi-Fi, consider employing a VPN for enhanced security.”
Responding to Fake Calls
Yadav also discussed the problem of fraudulent calls, especially those that employ emotional manipulation. Upon receiving a call asserting that your child is in distress, it is imperative to maintain composure. Scammers frequently employ pre-recorded messages to incite panic,” he elucidated. “Consistently assess the circumstances autonomously instead of yielding to external pressure.”
Steps to Take if You Have Been Scammed
Yadav underscored the necessity of immediate reporting in the sad circumstance of falling victim to fraud. “Promptly report the incident to cybercrime.gov.in and reach out to the Cyber Crime Coordination Centre at 1930,” he recommended.
He recommended including extensive details while submitting a complaint. Provide the scammer’s contact number, the time of the incident, the amount lost, and any pertinent transaction data. Lucid and succinct information helps accelerate the investigative process.
A Collective Responsibility
Yadav emphasized the necessity of collaborative endeavors to enhance cybersecurity awareness. He emphasized that schools, government entities, and banks should all contribute to public education regarding cyber risks.
He observed that elderly folks frequently constitute the most susceptible demographic, lacking proficiency in digital technologies. He stated, “Cybersecurity awareness programs can provide individuals of all ages with the necessary knowledge to safeguard themselves.”
During National Cybersecurity Awareness Month, citizens are reminded that cybersecurity is a collective obligation. By adopting straightforward yet efficacious strategies, individuals can improve their online security. Recognizing phishing efforts, utilizing robust passwords, and implementing two-factor authentication are all critical measures in combating cybercrime. Regardless of your technological expertise, comprehending and implementing these concepts is crucial for a more secure digital experience.